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Accident details, photos, and police report, if available. The names, contact information, and insurance information of drivers. The names and contact information of any passengers and witnesses. 2. Direct Auto offers affordable term life insurance in Florida to replace a loss of income, settle final medical and funeral expenses, pay for daily living expenses, like rent and groceries, or cover college tuition or related expenses. For less than $1 a day†, you can count on the following term life benefits from Direct Auto:Commercial Auto Insurance. Safeguard your small business with cost-effective coverage that fits your needs. 3. Learn more. 1 Individual term life insurance by Direct General Life Insurance Company, Policy: 58TL02010713. Direct General Group, Nashville, TN. Per day amount based on annual premium for insured 18-50 years old with a $15,000 policy.Direct Auto Insurance, Tallahassee, Florida. 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